{"data":[{"timestamp":-37.144,"speaker":"instructor","utterance":"Hello","type":"chat"},{"timestamp":-36.144,"speaker":"navigator","utterance":"Hi","type":"chat"},{"timestamp":-24.144,"speaker":"instructor","utterance":"Please open the Investopedia website.","type":"chat"},{"timestamp":-13.144,"speaker":"navigator","utterance":"Alright!","type":"chat"},{"type":"browser","timestamp":4.608000040054321,"state":{"screenshot":null,"page":null},"action":{"intent":"load","arguments":{"metadata":{"mouseX":0,"mouseY":0,"tabId":229912709,"timestamp":1685598454752,"url":"https://www.investopedia.com/","viewportHeight":649,"viewportWidth":1366,"zoomLevel":1},"properties":{"documentId":"6B85973CC5B0F3FCDAE2BEDBDA9690CF","documentLifecycle":"active","frameId":0,"frameType":"outermost_frame","parentFrameId":-1,"processId":357,"tabId":229912709,"timeStamp":1685598454357.087,"transitionQualifiers":["server_redirect","from_address_bar"],"transitionType":"typed","url":"https://www.investopedia.com/"}},"event_id":0,"element_html":null,"screenshot_effect":null}},{"timestamp":7.856,"speaker":"instructor","utterance":"Show me the best CD rates.","type":"chat"},{"type":"browser","timestamp":14.524999856948853,"state":{"screenshot":"screenshot-2-0.png","page":"page-6-0.html","screenshot_status":"good"},"action":{"intent":"click","arguments":{"metadata":{"mouseX":925,"mouseY":12,"tabId":229912709,"timestamp":1685598464669,"url":"https://www.investopedia.com/","viewportHeight":649,"viewportWidth":1366,"zoomLevel":1},"properties":{"altKey":false,"button":0,"buttons":1,"clientX":925,"clientY":12,"composed":true,"ctrlKey":false,"detail":1,"eventPhase":0,"layerX":925,"layerY":12,"metaKey":false,"movementX":0,"movementY":0,"offsetX":15,"offsetY":12,"pageX":925,"pageY":12,"returnValue":true,"screenX":925,"screenY":83,"shiftKey":false,"timeStamp":10851.699999809265,"x":925,"y":12},"element":{"attributes":{"class":"header-nav__list-item","data-webtasks-id":"cff58605-8b66-4802"},"bbox":{"bottom":52,"height":52,"left":910.09375,"right":1011.65625,"top":0,"width":101.5625,"x":910.09375,"y":0},"innerHTML":"\n Reviews\n\n\n","outerHTML":"
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    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n","outerHTML":"
    \n
    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n
    ","tagName":"DIV","textContent":"\n\n\nThe APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.\n\n\nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n\n\n\n\n\nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n\n\n\n\n\nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n\n\n\n\n\n\n\n\n\n\nBEST NATIONAL CDs\n\n\n\n\n\n\n\nRanked by highest APY, then shortest term, then lowest minimum\n\n\n\n\n\n\n\n\n\n\n\nBest 3-Month CDs\nRate\nTerm\nMinimum\n\n\nTotalDirectBank\n5.15% APY\n3 months\n$25,000\n\n\nSanta Clara County Federal Credit Union\n5.12% APY\n3 months\n$500\n\n\nBrilliant Bank\n5.10% APY\n3 months\n$1,000\n\n\nFor more options, see our in-depth 3-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 6-Month CDs\nRate\nTerm\nMinimum\n\n\nNASA Federal Credit Union\n5.50% APY\n9 months\n$10,000\n\n\nGreat River Federal Credit Union\n5.33% APY\n7 months\n$15,000\n\n\nOne American Bank\n5.25% APY\n5 months\n$5,000\n\n\nFor more options, see our in-depth 6-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 1-Year CDs\nRate\nTerm\nMinimum\n\n\nCFG Bank\n5.28% APY\n12 months\n$500\n\n\nCIBC Agility\n5.27% APY\n12 months\n$1,000\n\n\nFedChoice Federal Credit Union\n5.25% APY\n11 months\n$500\n\n\nFor more options, see our in-depth 1-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 18-Month CDs\nRate\nTerm\nMinimum\n\n\nNASA Federal Credit Union\n5.30% APY\n15 months\n$10,000\n\n\nCFG Bank\n5.25% APY\n18 months\n$500\n\n\nUSAlliance Financial\n5.25% APY\n18 months\n$500\n\n\nFor more options, see our in-depth 18-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 2-Year CDs\nRate\nTerm\nMinimum\n\n\nSummit Credit Union\n5.25% APY\n22 months\n$5,000\n\n\nSkyla Credit Union\n5.25% APY\n24 months\n$500\n\n\nU.S. Senate Federal Credit Union\n5.18% APY\n24 months\n$1,000\n\n\nFor more options, see our in-depth 2-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 3-Year CDs\nRate\nTerm\nMinimum\n\n\nU.S. Senate Federal Credit Union\n5.13% APY\n36 months\n$1,000\n\n\nSummit Credit Union\n4.85% APY\n36 months\n$500\n\n\nQuorum Federal Credit Union\n4.85% APY\n36 months\n$1,000\n\n\nFor more options, see our in-depth 3-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 4-Year CDs\nRate\nTerm\nMinimum\n\n\nGTE Financial\n4.85% APY\n48 months\n$500\n\n\nLafayette Federal Credit Union\n4.73% APY\n48 months\n$500\n\n\nNASA Federal Credit Union\n4.60% APY\n49 months\n$10,000\n\n\nFor more options, see our in-depth 4-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 5-Year CDs\nRate\nTerm\nMinimum\n\n\nLafayette Federal Credit Union\n4.68% APY\n60 months\n$500\n\n\nMYSB Direct\n4.52% APY\n60 months\n$500\n\n\nPima Federal Credit Union\n4.50% APY\n36–60 months\n$250\n\n\nFor more options, see our in-depth 5-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 6- to 9-Year CDs\nRate\nTerm\nMinimum\n\n\nFirst National Bank of America\n4.50% APY\n7 years\n$1,000\n\n\nDepartment of Commerce Federal Credit Union\n4.34% APY\n5-7 years\n$25,000\n\n\nKS State Bank\n4.06% APY\n7 years\n$500\n\n\nCredit Human\n4.00% APY\n7 years\n$500\n\n\nApple Federal Credit Union\n4.00% APY\n7 years\n$500\n\n\nBest 10-Year CDs\nRate\nTerm\nMinimum\n\n\nApple Federal Credit Union\n4.00% APY\n10 years\n$500\n\n\nCredit Human\n4.00% APY\n10 years\n$500\n\n\nDiscover Bank\n3.80% APY\n10 years\n$2,500\n\n\nFor more options, see our in-depth 10-year CD rankings\n\n\n\n\n\n\n\n\nBest Jumbo CD Rates\n\n\nDetails on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n\n","xpath":"id(\"article-intro_1-0\")"}},"event_id":14,"element_html":"
    \n
    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n
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    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n","outerHTML":"
    \n
    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n
    ","tagName":"DIV","textContent":"\n\n\nThe APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.\n\n\nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n\n\n\n\n\nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n\n\n\n\n\nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n\n\n\n\n\n\n\n\n\n\nBEST NATIONAL CDs\n\n\n\n\n\n\n\nRanked by highest APY, then shortest term, then lowest minimum\n\n\n\n\n\n\n\n\n\n\n\nBest 3-Month CDs\nRate\nTerm\nMinimum\n\n\nTotalDirectBank\n5.15% APY\n3 months\n$25,000\n\n\nSanta Clara County Federal Credit Union\n5.12% APY\n3 months\n$500\n\n\nBrilliant Bank\n5.10% APY\n3 months\n$1,000\n\n\nFor more options, see our in-depth 3-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 6-Month CDs\nRate\nTerm\nMinimum\n\n\nNASA Federal Credit Union\n5.50% APY\n9 months\n$10,000\n\n\nGreat River Federal Credit Union\n5.33% APY\n7 months\n$15,000\n\n\nOne American Bank\n5.25% APY\n5 months\n$5,000\n\n\nFor more options, see our in-depth 6-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 1-Year CDs\nRate\nTerm\nMinimum\n\n\nCFG Bank\n5.28% APY\n12 months\n$500\n\n\nCIBC Agility\n5.27% APY\n12 months\n$1,000\n\n\nFedChoice Federal Credit Union\n5.25% APY\n11 months\n$500\n\n\nFor more options, see our in-depth 1-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 18-Month CDs\nRate\nTerm\nMinimum\n\n\nNASA Federal Credit Union\n5.30% APY\n15 months\n$10,000\n\n\nCFG Bank\n5.25% APY\n18 months\n$500\n\n\nUSAlliance Financial\n5.25% APY\n18 months\n$500\n\n\nFor more options, see our in-depth 18-month CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 2-Year CDs\nRate\nTerm\nMinimum\n\n\nSummit Credit Union\n5.25% APY\n22 months\n$5,000\n\n\nSkyla Credit Union\n5.25% APY\n24 months\n$500\n\n\nU.S. Senate Federal Credit Union\n5.18% APY\n24 months\n$1,000\n\n\nFor more options, see our in-depth 2-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 3-Year CDs\nRate\nTerm\nMinimum\n\n\nU.S. Senate Federal Credit Union\n5.13% APY\n36 months\n$1,000\n\n\nSummit Credit Union\n4.85% APY\n36 months\n$500\n\n\nQuorum Federal Credit Union\n4.85% APY\n36 months\n$1,000\n\n\nFor more options, see our in-depth 3-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 4-Year CDs\nRate\nTerm\nMinimum\n\n\nGTE Financial\n4.85% APY\n48 months\n$500\n\n\nLafayette Federal Credit Union\n4.73% APY\n48 months\n$500\n\n\nNASA Federal Credit Union\n4.60% APY\n49 months\n$10,000\n\n\nFor more options, see our in-depth 4-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 5-Year CDs\nRate\nTerm\nMinimum\n\n\nLafayette Federal Credit Union\n4.68% APY\n60 months\n$500\n\n\nMYSB Direct\n4.52% APY\n60 months\n$500\n\n\nPima Federal Credit Union\n4.50% APY\n36–60 months\n$250\n\n\nFor more options, see our in-depth 5-year CD rankings\n\n\n\n\n\n\n\n\n\n\n\nBest 6- to 9-Year CDs\nRate\nTerm\nMinimum\n\n\nFirst National Bank of America\n4.50% APY\n7 years\n$1,000\n\n\nDepartment of Commerce Federal Credit Union\n4.34% APY\n5-7 years\n$25,000\n\n\nKS State Bank\n4.06% APY\n7 years\n$500\n\n\nCredit Human\n4.00% APY\n7 years\n$500\n\n\nApple Federal Credit Union\n4.00% APY\n7 years\n$500\n\n\nBest 10-Year CDs\nRate\nTerm\nMinimum\n\n\nApple Federal Credit Union\n4.00% APY\n10 years\n$500\n\n\nCredit Human\n4.00% APY\n10 years\n$500\n\n\nDiscover Bank\n3.80% APY\n10 years\n$2,500\n\n\nFor more options, see our in-depth 10-year CD rankings\n\n\n\n\n\n\n\n\nBest Jumbo CD Rates\n\n\nDetails on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n\n","xpath":"id(\"article-intro_1-0\")"}},"event_id":43,"element_html":"
    \n
    \n
    \n

    The APYs listed below are up to date as of the date of publication on this article. Our methodology consists of reviewing CD rates every weekday morning and updating the information below accordingly.

    \n
    \n

    \nWhen you have cash you want to save for a bit, but want to earn more than you would with a standard savings account, certificates of deposit can be a good option. To help you earn the most you can, here are the top certificate of deposit rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere.\n

    \n
    \n
    \n
    \n

    \nDrawn from our continuous research on the approximately 200 banks and credit unions that offer CDs nationwide, these certificates typically pay three to five times as much as the national average—or even more. To be eligible for our rankings, each CD must have a minimum deposit requirement of $25,000 or less and be offered by an FDIC-insured bank or NCUA-insured credit union.\n

    \n
    \n\n
    \n

    \nIn cases where more than one institution offers the same top rate, we've prioritized CDs by the shortest term, then the CD requiring a smaller minimum deposit, and if still a tie, by which CD has a milder penalty for early withdrawal.\n

    \n
    \n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    BEST NATIONAL CDs
    Ranked by highest APY, then shortest term, then lowest minimum
    Best 3-Month CDsRateTermMinimum
    TotalDirectBank5.15% APY3 months$25,000
    Santa Clara County Federal Credit Union5.12% APY3 months$500
    Brilliant Bank5.10% APY3 months$1,000
    For more options, see our in-depth 3-month CD rankings
    Best 6-Month CDsRateTermMinimum
    NASA Federal Credit Union5.50% APY9 months$10,000
    Great River Federal Credit Union5.33% APY7 months$15,000
    One American Bank5.25% APY5 months$5,000
    For more options, see our in-depth 6-month CD rankings
    Best 1-Year CDsRateTermMinimum
    CFG Bank5.28% APY12 months$500
    CIBC Agility5.27% APY12 months$1,000
    FedChoice Federal Credit Union5.25% APY11 months$500
    For more options, see our in-depth 1-year CD rankings
    Best 18-Month CDsRateTermMinimum
    NASA Federal Credit Union5.30% APY15 months$10,000
    CFG Bank5.25% APY18 months$500
    USAlliance Financial5.25% APY18 months$500
    For more options, see our in-depth 18-month CD rankings
    Best 2-Year CDsRateTermMinimum
    Summit Credit Union5.25% APY22 months$5,000
    Skyla Credit Union5.25% APY24 months$500
    U.S. Senate Federal Credit Union5.18% APY24 months$1,000
    For more options, see our in-depth 2-year CD rankings
    Best 3-Year CDsRateTermMinimum
    U.S. Senate Federal Credit Union5.13% APY36 months$1,000
    Summit Credit Union4.85% APY36 months$500
    Quorum Federal Credit Union4.85% APY36 months$1,000
    For more options, see our in-depth 3-year CD rankings
    Best 4-Year CDsRateTermMinimum
    GTE Financial4.85% APY48 months$500
    Lafayette Federal Credit Union4.73% APY48 months$500
    NASA Federal Credit Union4.60% APY49 months$10,000
    For more options, see our in-depth 4-year CD rankings
    Best 5-Year CDsRateTermMinimum
    Lafayette Federal Credit Union4.68% APY60 months$500
    MYSB Direct4.52% APY60 months$500
    Pima Federal Credit Union4.50% APY36–60 months$250
    For more options, see our in-depth 5-year CD rankings
    Best 6- to 9-Year CDsRateTermMinimum
    First National Bank of America4.50% APY7 years$1,000
    Department of Commerce Federal Credit Union4.34% APY5-7 years$25,000
    KS State Bank4.06% APY7 years$500
    Credit Human4.00% APY7 years$500
    Apple Federal Credit Union4.00% APY7 years$500
    Best 10-Year CDsRateTermMinimum
    Apple Federal Credit Union4.00% APY10 years$500
    Credit Human4.00% APY10 years$500
    Discover Bank3.80% APY10 years$2,500
    For more options, see our in-depth 10-year CD rankings
    \n
    \n
    \nBest Jumbo CD Rates\n
    \n

    \n
    Details on the early withdrawal penalty for the top CD in each term are provided below, along with information on how to join the credit union, where applicable.\n

    \n
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