Which deductible should I choose? Lower deductibles are satisfied sooner, which means you receive money back faster. Higher deductibles are often more popular with budget-conscious pet owners, as they have a lower monthly premium. This choice is ideal for customers who are comfortable paying for smaller veterinary expenses, but want insurance for the larger and unexpected costs.
See why our insurance is the best. Compare our plans to other pet insurance providers.
Coverage
OVMA PHI
Petsecure
OSPCA
Petplan
Trupanion
Pets Plus
Us
Us
Coverage for taxes, exam fees, specialist consultation, referrals, rechecks, emergency fees.
Medical records reviewed at point of purchase. No hidden surprises or delays at first claim!
Quick and efficient claims turnaround – often same day!
24/7 emergency support for veterinary practices.
Larger claim payout due to applying deductible first and co-insurance second.
Customer loyalty discounts.
Coverage for routine dental exams and cleanings included in every plan.
select coverage
Self-financing of select costs with optional separate wellness plan
Wellness care coverage option, such as annual exam and vaccinations, routine bloodwork, urinalysis, etc.
*Unlimited
*Secure 4
Select coverage
Self-financing of select costs with optional separate wellness plan
Ability to pay practice directly.
Pet owner assistance with every policy, such as lost pet advertising & reward, boarding when you’re in hospital, holiday cancellation, cremation or burial
Rider available for an additional fee
Includes additional coverage for alternative therapy, behavioural therapy, and medical devices on every plan.
No behavioural therapy or medical device coverage
Select behavioural and alternative, no medical devices
Limited coverage available for an additional fee
Select alternative therapies only, no behavioural
Dental illness covered with no exclusion even if your pet had tartar or gingivitis before the end of your waiting period.
What to expect when you claim.
-
1
Pay your veterinarian in full and submit claim.
-
2
Your annual deductible is applied.
-
3
80% is paid to you.
example
$1000
-$100
Invoice
Deductible
$900
x 80%
$720 paid to you
Saving your information